Does your hydro bill seem high these days? If you live in Toronto, you have a right to complain. Ontario residents pay the highest rates in Canada for hydro. Residential hydro rates in Ontario increased a whopping 71 percent between 2008 to 2016, compared to 34 percent in the rest of Canada, according to a […]

I’m super excited to be sharing the story of Jelani Smith of Bay Street Blog. Not only is Jelani a first-time homebuyer, he’s one in Toronto, Canada’s second most expensive housing market. Jelani is living proof that that dream of homeownership is still alive and well for millennials. His post walks you through the thought […]

When I found out in the summertime that that CIBC and Loblaw were ending their nearly 20 year partnership, I was caught off guard. Although I saw the Optimum-PC Plus merger coming from a mile away, I never thought in a million years it would lead to the breakup of PC Financial. I’ve been a […]

February 1st marked the official launch date of the new PC Optimum loyalty reward program. I was one of the lucky few in attendance at the launch party last week to celebrate this momentous occasion. This is the reward program merger cardholders have been anticipating for years. Loblaw and Shoppers Drug Mart made the announcement […]

Are you thinking about buying a home in the near future? Then you’ll want to keep a close eye on your credit. It’s generally recommended that you check your credit six months to a year ahead of when you’ll be purchasing a home. Credit has three parts: credit history, credit report and credit score. Your […]

“Ah, the joys of homeownership!” It’s a familiar phrase homeowners utter during moments of frustration. When you buy a home, you’re buying all the good and the bad that comes along with it. Home repairs and renovations are often overlooked by new homeowner, but I can tell you first firsthand that’s a big mistake. They […]

Since the holiday season has just passed, I’m in the giving mood. To celebrate a “new year, new you” I’m giving away 5 FREE one-hour money coaching sessions. Whether you’re looking to pay off your debts sooner, save a down payment for a home, or retire early, I’m here to help! Did I mention it’s […]

With the new year upon us, it’s everyone’s favourite time: New Year’s Resolution time! Beside getting in better shape, improving our money situation is another popular goal that we set for ourselves. Unfortunately, this is often easier said than done. Using fitness again as an example, many of us sign up for the gym in […]

Do find managing your money frustrating and confusing? You’re not alone. In today’s increasingly cashless society, where marketers are doing everything possible to part us with our cash, it’s easy to feel constantly broke. Worry-Free Money: The guilt-free approach to managing your money and your life by Shannon Lee Simmons offers a fresh voice in […]

If you’re anything like me, most of your net worth is tied up in real estate. While real estate is considered a solid long-term investment, it’s still important to diversify. You don’t want to hold all your eggs in one basket, as the saying goes. And the best way to do that is by investing. […]