Last year in January, I wrote about our good friends over at Borrowell being the first company to give members access to their full Equifax credit reports. Borrowell has always been on the cutting edge and it’s at it once again with the exciting release of the Credit Coach, Canada’s first FREE automated credit coaching […]

Octavia Ramirez is a personal finance and entrepreneurship writer from Toronto. She’s also the Founder and CEO of Paper & Coin, a financial literacy and coaching company for Millennials, and co-hosts a weekly podcast with her husband, called “About That Life.” In my interview with Octavia, we discuss buying a home with consumer debt, saving […]

I was recently a guest on the The MapleMoney Show, the podcast that helps Canadians improve their personal finances to create lasting financial freedom. In this episode, I give you a checklist of everything you need to know when shopping for a mortgage, whether you’re buying your first home, or your current mortgage is up for renewal. […]

When you’re buying a house, knowledge is power. Getting information about the most effective tips, tactics and strategies that you can use to secure your dream home will significantly increase your chances of success. And, believe me, you’ll want any advantage you can get your hands on in a market as competitive as the real […]

Beau Humphreys is a Personal Finance Coach and Blogger and host of the Personal Finance Show Podcast. He also runs financialaccounting.ca, a website all about helping small businesses understand the value of bookkeeping and accounting. Beau has quite unique and inspirational story. He was addicted to gambling for most of his life. In fact, gambling […]

Guest Written by: Rachel Surman, Borrowell.   Credit scores can be a little complicated. But the truth is – you need one for a variety of reasons! Credit scores play an important role in determining your creditworthiness. For example, those with higher scores are considered to be safer borrowers and are more likely to be […]

Are you thinking about buying a home in the near future? Then you’ll want to keep a close eye on your credit. It’s generally recommended that you check your credit six months to a year ahead of when you’ll be purchasing a home. Credit has three parts: credit history, credit report and credit score. Your […]

Do you aspire to be a homeowner? A large down payment helps you afford your dream home, but it’s not the only important factor. In my upcoming book, Burn Your Mortgage, I reveal the four mortgage qualification factors. One of those factors is your credit score. Your credit score is that all-important number the lenders […]