Although it’s widely suggested that money doesn’t make you happy, knowing you have a pot of savings to fall back on can make life a lot easier. Unexpected things can happen, which can leave you struggling for money, so having a bit of money set aside is something we should all strive to do. If, […]

You have a need for some cash coming up soon. The problem is that your credit is more good than great. Owing to a couple of incidents some time back, your score is just under what many traditional lenders require. Don’t assume that you cannot find a lender who is willing to work with you. […]

Do you lack a formal Will? You’re not alone. About half of Canadians (51 percent) don’t have a last Will and testament in place, according to an Angus Reid Institute poll. Wills are usually something Canadians rush to get done just before we’re about to travel. However, Wills are top of mind right now for […]

By Leo Gutierrez It would be an understatement to say that Covid-19 has done considerable damage to consumer’s wallets since it hit the mainstream back in January of this year. Examining the most recent unemployment statistics for April 2020, in America stands at 14.7% unemployment and Canada right behind at 13%. The fact remains that […]

Today we’re going to talk about everyone’s favourite topic—life insurance (end sarcasm). I know that discussing life insurance is about as much fun as organizing your sock drawer, but it’s an important topic that shouldn’t be overlooked. If you’re a single guy or gal (or the heirs of Bill Gates), you can probably get by […]

The bank has turned you down, but you’re ready to leave apartment life behind and become a homeowner. While traditional lenders won’t work with you right now, there is an alternative. You could seek a private mortgage that would allow you to buy a home now and pay off the debt using a series of […]

You hear a lot about energy ratings and energy efficiency, including when you’re in the market for new residential windows. Is there really that much difference when it comes to more energy efficient designs? The answer is yes. In fact, if you want to get the most benefit from those new house windows, paying close […]

Every winter, we gaze lustily south. As darkness, snow, ice, and extreme cold take their toll on our psyche, we dream of Florida and Arizona. For most of our life, we can only visit briefly before returning to our frozen purgatory. As retirement approaches, though, a tantalizing possibility crosses our minds. What if we could […]

Are you looking for a loan or financing? More Canadians than ever before are shopping online for financial products these days. While this presents a great opportunity to save money, it’s equally important to ensure you’re dealing with reputable companies. That’s where a website like Smarter Loans comes in handy. Smarter Loans prides itself as […]

If you’re like most Canadians, your home represents your single most valuable asset. Although you may have purchased a property with the intention of it being your “forever home,” life is constantly changing. A home that you bought five or 10 years ago may no longer be adequate to accommodate your ever growing family. That’s […]