When discussing the impact of COVID-19 on the real estate market in the Greater Toronto Area, we need to distinguish between the pandemic’s effects on both condo and detached markets; as well as the impact on real estate in downtown Toronto vs the suburbs. Here are some of the ways COVID-19 will impact Toronto’s real […]

Do you find it tough to save money? You’re not alone. We all know that we should be saving more money, but actually doing it is another thing. Technology has made our lives easier in many ways, but it has also created new challenges. One of those is saving money. In today’s increasingly cashless society, […]

There are two certainties in life: death and taxes. However, for the first time in recent memory, due the ongoing Coronavirus pandemic, the tax filing and payment deadlines have been extended. For T1 individuals you had until June 1st to file your taxes, while T1 self-employed individuals had until June 15th to file their taxes. […]

Although it’s widely suggested that money doesn’t make you happy, knowing you have a pot of savings to fall back on can make life a lot easier. Unexpected things can happen, which can leave you struggling for money, so having a bit of money set aside is something we should all strive to do. If, […]

You have a need for some cash coming up soon. The problem is that your credit is more good than great. Owing to a couple of incidents some time back, your score is just under what many traditional lenders require. Don’t assume that you cannot find a lender who is willing to work with you. […]

Do you lack a formal Will? You’re not alone. About half of Canadians (51 percent) don’t have a last Will and testament in place, according to an Angus Reid Institute poll. Wills are usually something Canadians rush to get done just before we’re about to travel. However, Wills are top of mind right now for […]

By Leo Gutierrez It would be an understatement to say that Covid-19 has done considerable damage to consumer’s wallets since it hit the mainstream back in January of this year. Examining the most recent unemployment statistics for April 2020, in America stands at 14.7% unemployment and Canada right behind at 13%. The fact remains that […]

Today we’re going to talk about everyone’s favourite topic—life insurance (end sarcasm). I know that discussing life insurance is about as much fun as organizing your sock drawer, but it’s an important topic that shouldn’t be overlooked. If you’re a single guy or gal (or the heirs of Bill Gates), you can probably get by […]

The bank has turned you down, but you’re ready to leave apartment life behind and become a homeowner. While traditional lenders won’t work with you right now, there is an alternative. You could seek a private mortgage that would allow you to buy a home now and pay off the debt using a series of […]

You hear a lot about energy ratings and energy efficiency, including when you’re in the market for new residential windows. Is there really that much difference when it comes to more energy efficient designs? The answer is yes. In fact, if you want to get the most benefit from those new house windows, paying close […]