The Tax-Free Savings Account (TFSA) may have celebrated its fifth anniversary at the beginning of the year, but a lot of Canadians are still confused about its rules. Not since RRSPs (Registered Retirement Savings Plan) has there been such a powerful way to save. The TFSA is great savings vehicle, as long as you follow […]

When I arrived home from the office this week, I found a brown envelope from Canada Revenue Agency (CRA) waiting for me in my mailbox. It’s the middle of the summer, so I had a pretty good idea what it was: an instalment reminder. Although I’m a salaried employee with a full-time job, I earn […]

On August 28th, 2014 I passed a major milestone on my way to mortgage freedom. After a lump sum payment of $8,000, I can now proudly say I only have five digits of debt to my name. This lump sum payment brought my mortgage balance from $104,826.10 down to only $96,826.10. It’s hard to imagine […]

What took you so long to start your own blog? It’s a question I’ve often been asked.  As you can probably tell, I write for a lot of blogs, but it hasn’t always been that way. Three years ago I got my first big writing break from a little blog called Million Dollar Journey. I […]