Can you believe 2014 is already coming to a close? It seems like this year was over in the blink of an eye. 2014 has been a busy year to say the least. I landed a lot of well-paying freelance writing gigs, including perhaps my highest-profile job at Tangerine. I also dealt with the headache […]

With home prices heading into the stratosphere, many first-time homebuyers are turning to the bank of Mom and Dad for help. Those are the findings in a survey of the residential mortgage market that was done for the Canadian Association of Accredited Mortgage Professionals (CAAMP). Although the average down payment made on a first home […]

With Financial Literacy Month coming to a close, I thought it would be the perfect time to discuss why financial literacy matters. In high school we learn about algebra, chemistry, history and even physical education, but when it comes to personal finance we’re on our own. The fact that we even have to have a […]

One of the biggest decisions you’ll face as a homeowner is surrounding your mortgage. Should I choose a fixed or variable rate mortgage? What term should I should? Should I pay weekly, biweekly, or monthly? Before you worry about those factors, it’s important to have at least a basic understanding of mortgage rates. There are […]

On August 28th, 2014 I passed a major milestone on my way to mortgage freedom. After a lump sum payment of $8,000, I can now proudly say I only have five digits of debt to my name. This lump sum payment brought my mortgage balance from $104,826.10 down to only $96,826.10. It’s hard to imagine […]