Debating between saving for retirement or paying down your mortgage faster?  There’s a way to do both at once without having to alter your existing budget. The Total Wealth Approach The Total Wealth Approach is Chippingham Financial Group’s proprietary investment strategy to help address the entire financial life cycle of an individual.  They have spent […]

The low interest rate environment may be beneficial for borrowers, but it’s certainly not helpful for savers. With fixed income like bonds and GICs earnings less than the rate of inflation, investors are faced with a difficult decision: should I play it safe and invest in bonds and GICS barely earning anything and delay my […]

I’d like to start this post by dispelling a common myth: borrowing to invest is not a sin. We borrow for all sorts of things in life – homes, cars and university – but for some strange reason borrowing to invest is considered taboo. I’d like to show you how, when done properly, borrowing to […]

Can you believe 2014 is already coming to a close? It seems like this year was over in the blink of an eye. 2014 has been a busy year to say the least. I landed a lot of well-paying freelance writing gigs, including perhaps my highest-profile job at Tangerine. I also dealt with the headache […]

Last week I received an email advertising the benefits of binary options. Although I’ve taken finance courses in university, we never discussed binary options, so I did some further research. Binary options have really taken in recent years with new binary option websites appearing every day. Binary options are popular because of their simplicity of […]

With Financial Literacy Month coming to a close, I thought it would be the perfect time to discuss why financial literacy matters. In high school we learn about algebra, chemistry, history and even physical education, but when it comes to personal finance we’re on our own. The fact that we even have to have a […]

I attended the latest event hosted by the fine folks at MoneySense, Canada’s best-selling personal finance magazine. Dubbed “four hours that will change your financial future,” MoneySense Retire Rich 2014 more than lived up to the hype. Even though I already consider myself financially literate, I learned a thing or two and felt more motivated […]

Anyone who is serious about real estate investing should attend this event! I attended Scott McGillivray’s Wealth Tour event on October 26, 2014 in Mississauga, Ontario. Whether you’re looking to purchase your first investment property or you’re fourth or fifth, Scott offers invaluable information beginners and seasoned investors can benefit from. You probably know Scott […]

I recently had the pleasure of chatting with Matt Burk, CEO of Fairway America, about the U.S. real estate market. A lot of investors make the assumption that buying a rental property is the only way to invest in U.S. real estate when there are so many other ways. Small balance real estate funds are […]