I’m thrilled to announce that the FREE Canadian Financial Summit is BACK! More than 25 Canadian personal finance experts will be gathered in one place to share their insights, tips, and secret hacks with us in an online setting. It’s also completely, 100% FREE – and you don’t have to get out of your pyjamas to check […]

When you’re a personal finance expert, people don’t always agree with what you say 100% of the time. At the beginning of the year I made an appearance on the Global Morning Show to discuss how the new mortgage rules affect new homebuyers. During the segment, I mentioned how the new mortgage stress test could […]

Should the RRSP Home Buyers’ Plan (HBP) be expanded and modernized? That’s what the Canadian Real Estate Association (CREA) is proposing. CREA has put forward a number of proposals, the biggest of which is “intergenerational RRSP loans” to help first-time homebuyers. At first glance this seems like a good idea. Home prices are rising fast […]

Canada’s banking regulator OSFI (short for Office of the Superintendent of Financial Institutions) has become quite the water cooler conversation topic these days. “How ‘bout them Blue Jays?” has been replaced with “did you hear about the latest mortgage rule changes?” Although these were perhaps the most anticipated mortgage rule changes in history, there’s still […]

You may have heard of the saying, “hard work pays off.” Growing up our parents teach us that if we work hard early on, we’ll be rewarded later in life. We study hard in school in hopes of one day landing an entry-level position and working our way up the corporate ladder. Despite advancements in […]

For most people, buying your home is the biggest purchase of your life and with it a HUGE mortgage. On Financially Fabulous with Limor I share my top tips to pay off your mortgage faster and save thousands of dollars in the process. Financially Fabulous with Limor – How to Pay Off Your Mortgage Faster […]

For most of us, buying and selling a house is likely the single largest financial transaction of our lifetime. Having what I like to call a “rock-star” real estate agent can mean all the difference between a smooth, stress-free experience and a nightmarish one. With over 40,000 real estate agents in Toronto, choosing an agent […]

Your mortgage may seem like a life sentence, but it doesn’t have to be. Through “side hustle,” you can achieve your  financial goals sooner like saving the down payment for your future home and paying down your mortgage in 10 years or less. I’m living proof of the power of side hustle. With side hustle, […]

Shopping for a mortgage is a lot more than simply finding the mortgage with the lowest rate. You wouldn’t shop for a condo by lowest list price only, ignoring other factors like maintenance fees, amenities and location. So don’t do it with your mortgage. The lowest mortgage rate may be the best mortgage, but there’s […]

The single biggest hurdle that keeps many renters from becoming homeowners is the down payment. With the average price of a detached home over $1 million in Toronto and Vancouver, it’s more important than ever to set yourself realistic home-buying expectations to avoid disappointment. You may not be able to afford a similar home as […]