With affordability challenging in cities like Toronto, many first-time homebuyers are choosing between a condo and freehold townhouse. If you’re looking to live in the downtown core, condos are usually the best and most affordable option. But buying a condo isn’t the same as buying a house. Here are 5 things to consider before buying […]

Dale Roberts is a still-recovering former advertising writer and creative director who packed up his pen and laptop in early 2013 and made the move to Tangerine to help Canadians discover lower fee index investing. While at Tangerine he discovered his love of helping Canadians save money on investment fees, so he left his full-time […]

Ben Le Fort is a Canadian personal finance blogger on Medium. Ben has quite an interesting riches to rags to riches story. Ben had a comfortable upbringing – until the financial crisis happened. With no savings, both his parents, who were successful real estate agents at the time, were forced to file for bankruptcy. Despite […]

I was recently a guest on the The MapleMoney Show, the podcast that helps Canadians improve their personal finances to create lasting financial freedom. In this episode, I give you a checklist of everything you need to know when shopping for a mortgage, whether you’re buying your first home, or your current mortgage is up for renewal. […]

An often overlooked cost associated with buying real estate is the transactional cost. As a first-time homebuyers purchasing a home with the minimum 5 percent down payment, it’s easy to forget to put enough money aside to cover closing costs. Here’s a fact that may shock you – closing costs can amount to anywhere between […]

I’m thrilled to announce that the FREE Canadian Financial Summit is BACK! More than 25 Canadian personal finance experts will be gathered in one place to share their insights, tips, and secret hacks with us in an online setting. It’s also completely, 100% FREE – and you don’t have to get out of your pyjamas to check […]

Congratulations! You’ve made the wise decision of purchasing a home. Buying a home might be the single largest financial transaction of your lifetime (no pressure), so it’s important to do your homework and to be prepared. It’s an exciting time, but it’s not without its potential pitfalls. Some of these mistakes can cost you dearly […]

When you’re a personal finance expert, people don’t always agree with what you say 100% of the time. At the beginning of the year I made an appearance on the Global Morning Show to discuss how the new mortgage rules affect new homebuyers. During the segment, I mentioned how the new mortgage stress test could […]