Octavia Ramirez is a personal finance and entrepreneurship writer from Toronto. She’s also the Founder and CEO of Paper & Coin, a financial literacy and coaching company for Millennials, and co-hosts a weekly podcast with her husband, called “About That Life.” In my interview with Octavia, we discuss buying a home with consumer debt, saving […]

One of my least favourite parts of being a homeowner is dealing with wasp nests. For some reason the wasps seem to love my house. Each year like clockwork wasps, hornets and bees seem to find a new place to build their nest on my property. I’ve found nests in my garage and hedge, under […]

One of the key selling points when I bought my house back in August 2012 is that almost everything inside and outside was brand-new. It had newer windows, new appliances, newly-renovated kitchen and bathroom and a new roof. Before making an offer on the property, I did what most homebuyers do and hired a certified […]

“Ah, the joys of homeownership!” It’s a familiar phrase homeowners utter during moments of frustration. When you buy a home, you’re buying all the good and the bad that comes along with it. Home repairs and renovations are often overlooked by new homeowner, but I can tell you first firsthand that’s a big mistake. They […]

Last Friday morning I woke up to a loud noise in the laundry room from my furnace. I didn’t think much of it until I noticed the heat didn’t come on an hour later. The temperature was quickly plummeting in the house. It was supposed to be 21 °C, but it was only 16 °C. […]