Are you carrying an outstanding balance on your credit card? There’s no reason why anyone should carry debt on their credit card when they qualify for a loan with Grouplend. With most credit card interest rates at 20 percent or higher, it can take you years and cost you thousands in interest to pay off […]

Pre-authorized payment (PAP) seems like a convenient way to pay your bills. With PAP, you can “set it and forget it.” The money is automatically deducted from your bank account each month like clockwork. But PAP isn’t without its risks.  The biggest risk is over-billing. Let’s take a look at the pros and cons of […]