With affordability challenging in cities like Toronto, many first-time homebuyers are choosing between a condo and freehold townhouse. If you’re looking to live in the downtown core, condos are usually the best and most affordable option. But buying a condo isn’t the same as buying a house. Here are 5 things to consider before buying […]

Did you recently buy a condo in Toronto or a Toronto loft and you’re looking to pay off your mortgage sooner? Toronto condos are a good entry point for first time homebuyers due to their relative affordability compared to houses. There are many condos for sale in Toronto to choose from. Owning a condo is […]

Let’s face it, owning a house comes with a price which is not limited to the mortgage. There are leaky roofs to repair, old windows to change and painting to do. How can you go about making those repairs and still respect your budget? Estimate the Costs Whatever work needs to be done, the first […]

I’ve written my fair share of “homeowner war stories”. Last year I had to repair my roof after a freak windstorm. Before then I repaired my dishwasher and the list of repairs goes on. That’s why it’s so important to have an emergency fund. This homeowner war story is a little different. Instead of repairing […]

If you haven’t read my post on Part 1 of my trip, be sure to check that out first. Day 4: Friday, November 9 On Friday morning I caught my flight from San Fran to L.A. At the time, California was going through its worst fire in state’s history. Thankfully I wasn’t anywhere near the […]

Last year in January, I wrote about our good friends over at Borrowell being the first company to give members access to their full Equifax credit reports. Borrowell has always been on the cutting edge and it’s at it once again with the exciting release of the Credit Coach, Canada’s first FREE automated credit coaching […]

Let’s say you get a $2K bonus from your employer. You may be wondering what you should do with it to get the biggest bang for your buck. With the Registered Retirement Savings Plan (RRSP) contribution deadline coming up on March 1st, you may be wondering whether it’s better to pay down your mortgage or […]

I’m not going to lie. I love California! I’ve visited it the last 3 years. My favourite city without a doubt in the Golden State is San Francisco. I don’t know if it’s the Katy Perry “California Gurls” song or the vintage trolley cars, but there’s just something that draws me to my “home away […]

Dale Roberts is a still-recovering former advertising writer and creative director who packed up his pen and laptop in early 2013 and made the move to Tangerine to help Canadians discover lower fee index investing. While at Tangerine he discovered his love of helping Canadians save money on investment fees, so he left his full-time […]

Point2 Homes recently published an interesting piece about the Canadian and the American housing markets post-recession. It compared their evolution in the past decade. It found that the average Canadian is currently looking at home prices 56% higher but has an income only 15% larger. Meanwhile, in the U.S., the median income per household increased […]