Every winter, we gaze lustily south. As darkness, snow, ice, and extreme cold take their toll on our psyche, we dream of Florida and Arizona. For most of our life, we can only visit briefly before returning to our frozen purgatory. As retirement approaches, though, a tantalizing possibility crosses our minds. What if we could […]

Are you looking for a loan or financing? More Canadians than ever before are shopping online for financial products these days. While this presents a great opportunity to save money, it’s equally important to ensure you’re dealing with reputable companies. That’s where a website like Smarter Loans comes in handy. Smarter Loans prides itself as […]

If you’re like most Canadians, your home represents your single most valuable asset. Although you may have purchased a property with the intention of it being your “forever home,” life is constantly changing. A home that you bought five or 10 years ago may no longer be adequate to accommodate your ever growing family. That’s […]

Buying a new house for the first time comes with some obvious expenses. If you’ve already considered the deposit and down payment, then planning for closing costs should be your next focus. These often-unexpected costs might not be immediately obvious, and they can add up to thousands or even tens of thousands of dollars. Closing […]

When I was in my early 20s, I had a decent credit score, but it might not have ended up that way. Luckily, I had financially responsible parents who taught me the importance of using my credit card responsibly. That meant only charging what I could afford to pay off in full at the end […]

Unplanned and unexpected home repairs are an unfortunate fact of home ownership.  The problems that necessitate these kinds of emergency or urgent repairs seem to strike at the worst possible times, too.  Your heater might break down and stop working in the middle of the cold winter months.  You might need to fix a suddenly-broken […]

Do you have money invested in the stock market, but you’re finding it tough to keep track of all your investment accounts? You’re not alone. As much as I enjoy investing, something that I don’t enjoy is logging into various accounts, inputting my data in Excel and looking for financial data on the Internet. If […]

Minimalism is trending as more people start to see the benefits of a ‘less is more’ attitude. The word has been thrown around in both casual and serious discussions and is regarded as the new “it” lifestyle. But what does it mean? Minimalism has shifted from a trend to a philosophy, encouraging a lifestyle that […]

How would you like to earn extra income on your blog? You’re reading this blog post, so you must be interested. A decade ago there were limited options for you to make money on the side from your blog. Today the opportunities are endless, but some are better than others. You could write a sponsored […]

I’ve covered Borrowell many times on my blog. In 2018 I wrote about how Borrowell became the first company in Canada to offer FREE monthly online Equifax credit reports. At the beginning of this year, I wrote about the Borrowell Credit Coach, Canada’s first free automated credit coaching tool. If you already enjoy accessing Borrowell […]