When I arrived home from the office this week, I found a brown envelope from Canada Revenue Agency (CRA) waiting for me in my mailbox. It’s the middle of the summer, so I had a pretty good idea what it was: an instalment reminder. Although I’m a salaried employee with a full-time job, I earn […]

Nothing is certain except for death and taxes. Complaining about taxes is a national pastime for a lot of Canadians. I haven’t met one person who doesn’t think we’re being gouged by the taxman. There’s no denying we pay a lot of taxes, but how much do taxes account for of our overall spending? The […]

On August 28th, 2014 I passed a major milestone on my way to mortgage freedom. After a lump sum payment of $8,000, I can now proudly say I only have five digits of debt to my name. This lump sum payment brought my mortgage balance from $104,826.10 down to only $96,826.10. It’s hard to imagine […]

Buying a home in Toronto, Canada’s second most expensive housing market, is tough. Buying a home on your own is even tougher. Although I started  looking for a home in 2010, it wasn’t until August 2012 when I found my dream home, a beautifully-renovated three bedroom bungalow, which I purchased for $425,000. My journey towards […]

Are you sick of paying sky-high fees on your everyday chequing account? Why don’t you join the millions of Canadians and open an online bank account? Virtual banks have been around in Canada since the late 1990’s when PC Financial and Tangerine (formerly ING Direct) opened their doors. Customers fed up with being nickel and […]

Are you not afraid to voice your opinion in a group? Are you looking to earn some extra cash? Then focus groups might be for you. A focus group is a type of research where you’re paid to express your opinions and beliefs about a certain topic, product, or service. Researchers are often looking to […]

What took you so long to start your own blog? It’s a question I’ve often been asked.  As you can probably tell, I write for a lot of blogs, but it hasn’t always been that way. Three years ago I got my first big writing break from a little blog called Million Dollar Journey. I […]