Would you rather earn regular interest or double your interest? I’d assume you’re going to choose double the interest. Which is perfect, because with Tangerine’s 2015 TFSA Kick Start Account, you can start saving for your 2015 TFSA contribution and earn double the interest today! Are you a super saver who has already reached your […]

Paying for university today is more expensive than ever. Tuition and other compulsory fees are predicted to rise by 13 per cent – well above the rate of inflation – to $7,755, according to the Canadian Centre for Policy Alternatives. In fact, tuition fee have almost tripled over the past two decades alone. Ontario, where […]

After a long, stressful day at the office, it can be tempting to give in to temptation and order take out. Who feels like slaving over a hot stove, when you can have pizza delivered conveniently to your doorstep under 40 minutes? Even frugal old me used to be guilty of ordering takeout pizza on […]

Discount supermarket customers rejoice – PC Plus has finally arrived at No Frills! For over a year Loblaws customers have been enjoying the digital rewards program. Those who have been enjoying free groceries with the PC Financial MasterCard and no-fee debit card will have a new way to save money. What is PC Plus? Unless […]

The Tax-Free Savings Account (TFSA) may have celebrated its fifth anniversary at the beginning of the year, but a lot of Canadians are still confused about its rules. Not since RRSPs (Registered Retirement Savings Plan) has there been such a powerful way to save. The TFSA is great savings vehicle, as long as you follow […]

There’s no denying it – Bitcoin has gone mainstream. Bitcoin users struck it rich when the cryptocurreny reached a high of $1,000 last year. It’s gone from a fringe currency to a widely accepted digital currency. Bitcoin isn’t just an online currency – in cities like Toronto, Montreal, and Vancouver, there are Bitcoin ATMs where […]

You’ve probably heard of inflation, but do you know what lifestyle inflation is? Before you can understand lifestyle inflation, it’s important to understand inflation. Inflation is a sustained increase in prices and a decline in the purchasing power of money. For example, if the inflation rate is 3 per cent, a chocolate bar that costs […]

When I arrived home from the office this week, I found a brown envelope from Canada Revenue Agency (CRA) waiting for me in my mailbox. It’s the middle of the summer, so I had a pretty good idea what it was: an instalment reminder. Although I’m a salaried employee with a full-time job, I earn […]

Nothing is certain except for death and taxes. Complaining about taxes is a national pastime for a lot of Canadians. I haven’t met one person who doesn’t think we’re being gouged by the taxman. There’s no denying we pay a lot of taxes, but how much do taxes account for of our overall spending? The […]

On August 28th, 2014 I passed a major milestone on my way to mortgage freedom. After a lump sum payment of $8,000, I can now proudly say I only have five digits of debt to my name. This lump sum payment brought my mortgage balance from $104,826.10 down to only $96,826.10. It’s hard to imagine […]