Last year I made a bold move when I quit my full-time job after 8 years. I mentioned I had some big plans in the works. I’m thrilled to say I’m finally ready to share the exciting news! After I wrote my book, I got a lot of questions about real estate and mortgages. I […]

Let’s say you get a $2K bonus from your employer. You may be wondering what you should do with it to get the biggest bang for your buck. With the Registered Retirement Savings Plan (RRSP) contribution deadline coming up on March 1st, you may be wondering whether it’s better to pay down your mortgage or […]

Should I choose a fixed rate or variable rate mortgage? It’s an age-old dilemma homeowners have been struggling with for decades. An often-cited study by York University professor Moshe Milevsky found that homeowners would come out ahead 9 times out of 10 by going variable instead of fixed. So, case closed. Variable rate it is, […]

Higher mortgage rates could be coming – and a lot sooner than many of us anticipated. Ever since the start of the year, the Canadian economy has been on a tear. GDP soared 3.7 percent in the first quarter, followed by 0.2 percent in April. With our economy not showing any signs of slowing down, […]

Your mortgage may seem like a life sentence, but it doesn’t have to be. Through “side hustle,” you can achieve your  financial goals sooner like saving the down payment for your future home and paying down your mortgage in 10 years or less. I’m living proof of the power of side hustle. With side hustle, […]

Shopping for a mortgage is a lot more than simply finding the mortgage with the lowest rate. You wouldn’t shop for a condo by lowest list price only, ignoring other factors like maintenance fees, amenities and location. So don’t do it with your mortgage. The lowest mortgage rate may be the best mortgage, but there’s […]

One of the biggest decisions you’ll face as a homeowner is surrounding your mortgage. Should I choose a fixed or variable rate mortgage? What term should I should? Should I pay weekly, biweekly, or monthly? Before you worry about those factors, it’s important to have at least a basic understanding of mortgage rates. There are […]